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Most frequent questions and answers

A pawn shop can be thought of as a type of “lending institution”. We offer short term loans based on a portion of the value of an item that you bring in as collateral. When you take out a loan at our pawn shop we will provide you with cash, along with a ticket for your collateral item, and you have up to 120 days to repay the loan. Our loan process is quick and easy- you do not have to go through a credit check, or wait for loan approval. If you are unable to repay the loan according to the loan terms, we will sell the collateral item to recoup our investment.


The most popular items pledged include gold and platinum jewelry, diamonds, high grade watches such as Rolex, Baume & Mercier and Patek Philippe, quality tools (makes such as Snap-on, MAC, Makita, Craftsman, Milwaukee and other industrial grade tools – nothing from China, Pakistan or other ‘third world’ nations), coins, guitars, musical instruments, Flat Screen TV’s, computers, Laptops, metal detectors, camcorders, cameras, and the list goes on and on!

Part of the fun of this business is that it is different every day. I have over 2 decades of experience in the pawn business and I STILL get offered things that have never come in before! TV’s, CAMCORDERS – must have remote controls and be 2 years old or newer. CAMCORDERS and RECHARGEABLE TOOLS must have the charger. MICROWAVES, and other electronics must be 3 years old or newer, completely operational and CLEAN. GUITARS and other musical instruments are prefered with a case. CAMERAS must either be a professional grade format type camera or certain digital cameras. Check with us to see the current megapixel rating required. LAPTOP COMPUTERS must be 2 years or newer with the latest processor. DESKTOP COMPUTERS must be 2 years or newer with the latest processor. They must have a keyboard, mouse, and the cables. LAPTOPS must have a power cord, charger or adapter. TOOLS must be American made and/or of a quality make, such as Craftsman, Snap On, MAC, Milwaukee, Makita, Porter Cable, Bosch and other QUALITY makes; NOTHING from China, Pakistan, Korea, or other third world countries. VIDEO GAME UNITS must have controllers, power adaptors/cords, and a game cartridge or disc. IN ALL CASES, THE ITEM MUST BE FULLY FUNCTIONAL, WITH ALL KNOBS, DOORS, BUTTONS, CORDS, ANTENNAS ETC PRESENT AND WORKING!!!!!! IF YOU NEED TO TELL US ABOUT HOW SOMETHING EITHER DOESN’T WORK, OR SORTA WORKS, OR WORKS SOMETIMES, WE DO NOT WANT IT!!!!!! ALL ITEMS WILL BE TESTED FOR FUNCTION!!!!!! If your item is older than what we list, we may be able to buy it from you, if you wish. And of course, items we accept are subject to change as is the amount we will loan.

We do not accept ALL brands and/or models of the above items for collateral, so we of course reserve the right NOT to take something, even if it is on this list!

Yes, and you can get a slightly higher amount by selling. If you do sell, you DO NOT get the item back and we cannot hold it for you!


You will need a state issued picture ID card or drivers license. This can be from any state. We CANNOT take anything from you without ID! PERIOD! We accept Prison ID’s, Consular Id’s and Passports with a utility bill in your name.

That depends. We really have no maximum amount that we can loan on an item, up to a portion of its resale value. We loan a portion of the amount that we can expect to receive if we have to sell the item if you do not come back to get it. It is based upon years of experience and how well and fast different types of items sell and does not relate to how much the item cost new. Yes, your item is worth more than we are loaning on it and we will take your past loan record into consideration, both the redeems AND the losses. We do need to see and examine the item before we can give an estimation, however. MOST people do of course pick up the items they put into pawn, but we have to look at all things by what we could sell them for if you didn’t come back.